Best credit card on Dec 2022

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Credit card comparison

I have compared the best TARGETED credit cards deals in the US for cashback and welcome bonuses.

EARN A $200 BONUS

after spending $500 on purchases in your first 3 months from account opening. 

This product is available to you if you do not have this card and have not received a
new cardmember bonus for this card in the past 24 months.

NO ANNUAL FEE

PLUS 5% CASHBACK GAS STATION OFFER

Earn 5% cashback on gas station purchases on up to $6,000 spent in the first year.

EARN UNLIMITED 1.5% CASHBACK ON EVERYTHING

Start earning unlimited 1.5% cashback on everything you buy automatically. No activation is needed.

 

 

EARN A $200 BONUS

after spending $500 on purchases in your first 3 months from account opening

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
NO ANNUAL FEE

PLUS 5% CASH BACK GAS STATION OFFER

Earn 5% cashback on gas station purchases on up to $6,000 spent in the first year

5% QUARTERLY BONUS

Earn 5% on up to $1,500 in combined purchases in
BONUS CATEGORIES each quarter you activate.

ALWAYS EARNING
  • 5% on TRAVEL purchased through Chase Ultimate Rewards®.
  • 3% on DINING at restaurants including takeout and eligible delivery services.
  • 3% on DRUGSTORE purchases.
  • 1% on all other purchases.

The Costco citi credit card doesn't have an online promotion going on right now. However, if you go to costco together with your friend with a Costco member, both of you can get a referral bonus of $10 Costco Shop Card in person. Mention you are there for the Refer-A-Friend promotion and provide the employee with this awareness code: 23566

You need to pay the Costco membership fee up front to use this card but you could probably get enough cash back than your membership fee in a year. Biggest is the 4% back on gas. Next is 3% back on restaurants and travels, and 2%gas back on Costco purchases.
I think gas, restaurants, and travels are the most largest spendings.

According to the Costco website,
definition of restaurants are fast food restaurants, cafes, bars and lounges world wide.
definition of travels are airflight tickets, hotel fees, rental cars, cruise lines, travel agencies, and Costco Travel.

I mainly use this card for gas, restaurants, travel expenses, and Costco.
That usually makes around $200 cash back per year. I think the majority of the use is gas though.

Only for students EARN A $50 BONUS

after the first purchase made within the first 3 months of account opening

This product is available to you if you do not have this card and have not received a
new cardmember bonus for this card in the past 24 months.

NO ANNUAL FEE

EARN 1% CASH BACK ON ALL OTHER PURCHASES

$20 GOOD STANDING REWARDS

After each account anniversary for up to 5 years.

CREDIT LIMIT INCREASE

Earn a credit limit increase after making 5 monthly payments on time within 10 months　from account opening when meeting credit criteria

What a famous Japanease Comedian Sanma said it was worth buying

by | posted in: Japan things Oversea, Uncategorized | 0

This article in Japanese

Sanma is a famous Japanese comedian that a lot of Japanese like.

He had recommended couple of items that he thinks it was good to purchase.

I will introduce them.

This is a special globe that is floating with room light.

It will stop floating when the room is dark but when the room light is on, it will start floating and rotate it self.

It doesn't require any sun light and can be maintained with only room light.

It is an amazing object that is good to decorate

This air pressur wine opener uses a needle to open a small hole inside the cork and the integrated manual pump lets you fill air inside the wine bottle.

The compressed air easily opens the cork.
After using this opener, you can never go back to the original wine opener.

This is a very interesting tool to have if you drink wine

Limited time 70K Delta Gold 100K Delta Platinum

by | posted in: Money, Uncategorized | 0

Delta Limited time offer

This article in Japanese

Limited time best welcome bonus deals for Delta credit cards. That would expire on April 1 2020.

Usual welcome bonus you would see on normal delta credit card sites are 30K bonus mile.

Earn 60,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership.

Plus, earn 10,000 Bonus Miles after your first anniversary of Card Membership

Good thing about this card is that you get a free annual fee for the first year. From the second year you need to pay $95 a year but if you quit within a year, there is no annual fee needed.

Earn 80,000 after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership. Plus, earn 20,000 Bonus Miles after your first anniversary of Card Membership.

Also, there is a $100 statement credit and
This also gives you an annual companion certificate. If you are traveling domestic once a year, it may be worth the annual fee for this card.

The annual fee for this card is $250

It looks like the same gold delta card, but this is able to apply even if you once ordered your individual gold card because this is a business gold credit card which is a completely different card.

You can earn 30,000 bonus miles if you spend $1,000 in the first 3 months.
This card also has the same first year free annual fee, then $95 from the second year.

If you don't want to pay any annual fee, this is your card.

You can still earn 10,000 bonus miles after spending $500 in your first 3 months.

There is no annual fee for this card.

For this card you can get 75,000 Bonus Miles and 10,000 Medallion Qualification Miles after you spend $5,000 in your first 3 months.

The best thing about this card is that you get complimentary delta sky club access.

The annual fee is $450 a year. It would be $550 if applied on or after 1/30/2020.